We at Edelweiss SME Lending recognise that SMEs play a crucial role in the Indian economy. We also understand the importance of financing for SME growth.
Edelweiss SME Lending offers a bouquet of lending solutions to the SME enterprises from ₹3 Lacs to ₹25 Crore.
Our robust product suite across Unsecured, Equipment and Secured Business loans are tailored to address your financial objectives such as Working Capital, Business Expansion, Machinery Purchase/Refinance, Capital Expenditure, Property purchase and Take-over of Existing Loans including Top-up.
3 reasons to choose Edelweiss SME Lending
Higher Loan-to-Value Ratio
We offer loans up to 125% of the market Value of the Property thus helping you to leverage your property value to the maximum.
Customised solutions to fast track your business
We partner with you to offer tailor-made solutions for your financing needs. A Relationship Manager dedicated to you will evaluate your funding needs on an ongoing basis to structure a customised funding solution for your business.
Concern for your time
Edelweiss SME Lending offers a speedy response to your application. We assure the Best in Industry TAT and a Quick Hassle Free experience.
Unsecured Business Loan
We understand the dynamics of your business and the varied financial requirements to support different business cycles. SME Unsecured Business Loans helps you with immediate funding to address the peak seasons, funds for executing large orders at hand, temporary fund-flow mismatch and any other immediate fund requirement for business.
Need for Finance
Working Capital Gap
Business Expansion
Sudden Work Orders
Loan amount from ₹3 Lacs to ₹50 Lacs
Tenure of up to 4 years
Collateral Free Loans
Speedy Disbursal
Minimum 3 years of track record in the business
Profit making business for the last 2 years
Minimum Turnover of ₹25 Lacs
KYC documents of Director(s) / Partner(s) / Proprietor / Firm
Latest 2 years Financials & ITR
Bank statements for Last 12 months
Existing Facility / Loan Sanction Letters
Equipment Loan
We provide Machinery Loan To Support The Capital Investments Necessary To Upgrade, Improve, or Replace Equipment Which Can Help You in Manufacturing & Expanding Your Business.
Loan amount from ₹5 Lacs to ₹2.5 Crore
Loan Tenure of up to 5 years
No Secondary Collateral, Only Machinery is Hypothecated
Funding across the widest range of Industries and machinery ticket sizes
Minimum 3 years of track record in the business
Profit making business for the last 2 years
Minimum Turnover of ₹25 Lacs
KYC documents of Director(s) / Partner(s) / Proprietor / Firm
Latest 2 years Financials & ITR
Bank statements for Last 6 months
Existing Facility / Loan Sanction Letters
Machinery Invoice
Secured Loan
We help you unlock the maximum potential of your Residential, Commercial and Industrial property through our SME Secured Loan. We also provide flexibility of collateral for secured loans – Property or Machinery or a combination of both. We offer Loan Against Existing Property or For Purchase of New Property.
Loan amount up to ₹25 Crore
Tenure of up to 15 years
High LTV: Up To 125% of Market Value of Property
Loan against Residential, Commercial and Industrial Property
Balance Transfer And Top-up Of Existing Loans With Other Financiers
Minimum 3 years of track record in the business
Profit making business for the last 3 years
Minimum Turnover of ₹25 Lacs
KYC documents of Director(s) / Partner(s) / Proprietor / Firm
The Company is having valid Certificate of Registration (CoR) No. B-13.02149 dated January 4,2017 issued by Reserve Bank of India (RBI) under Reserve Bank of India Act, 1934. However, RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of Company or correctness of any of the statements or representation made or opinion expressed by the Company.
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